Privacy Policy

Fugio Funding Network ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal information when you visit our website, fill out forms, or interact with our services, including our SMS/text messaging program.

By using our website or providing your personal information, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our services.

We collect the following personal information when you complete a form on our website or interact with our services:

• First and last name
• Email address
• Mobile phone number
• Business information you voluntarily provide during consultations

We may also collect non-personal data automatically, such as browser type, IP address, referring URLs, and pages visited, through cookies and similar technologies for analytics and site improvement purposes.

We use the information we collect for the following purposes:

• To provide and manage your funding consultation and funding plan
• To review your business profile for possible funding paths and financing considerations
• To communicate with you about your consultation, funding review updates, and service updates
• To send SMS/text messages if you have opted in (see Section 4 below)
• To improve our website, services, and customer experience
• To comply with legal obligations and enforce our terms

Fugio Funding Network operates an SMS/text messaging program for customers who opt in. The program covers a single category of messages:

• Non-marketing (service) messages: Updates on your funding plan, funding review status, document requests, lender submission updates, appointment reminders, and account-related information tied to your funding consultation.

We do not use SMS to send marketing, promotional, or special-offer messages. We send service messages only if you have affirmatively opted in at sign-up.

Opt-In: By checking the SMS consent checkbox on our web form, you provide your prior express written consent to receive text messages from Fugio Funding Network at the mobile phone number you provide. The checkbox is optional and unchecked by default. Submitting the form is allowed regardless of whether you check the box. Consent is not a condition of receiving our services.

Message Frequency: Message frequency varies. SMS messages are sent as needed based on your funding consultation activity (for example, status updates, document requests, and appointment reminders).

Message and Data Rates: Standard message and data rates may apply according to your mobile carrier's plan. Fugio Funding Network is not responsible for any carrier charges.

Sending Numbers: Fugio Funding Network sends SMS messages from a pool of dedicated business phone numbers. You can opt out by replying STOP to any message you receive from us, regardless of which number it came from.

For SMS delivery, we may share your mobile phone number only with service providers and subcontractors who assist us in operating the messaging program (such as our SMS platform provider), and only under strict confidentiality agreements solely to support the delivery and operation of our SMS messages.

You may opt out of our SMS messaging program at any time using any of the following methods:

• Text STOP: Reply STOP to any SMS message from Fugio Funding Network. You will receive a one-time confirmation message and no further SMS messages will be sent.
• Text HELP: Reply HELP to any SMS message for assistance with our messaging program.
• Email: Contact us at team@fugiofundingnetwork.com with "UNSUBSCRIBE SMS" in the subject line.

Opt-out requests are processed immediately upon receipt. Opting out of SMS messages will not affect your ability to use our other services or receive email communications.

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, alteration, or disclosure. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

We retain your personal information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.

SMS opt-in consent records — including the consent text shown to you, the timestamp of opt-in, the URL where consent was captured, and the phone number to which consent applies — are retained for a minimum of five (5) years from the date of opt-in or last activity, whichever is later, for TCPA and A2P 10DLC compliance and audit purposes. Opt-out events are retained on an indefinite basis to prevent re-sending after a STOP request.

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information
• Opt out of SMS notifications at any time (see Section 6)

To exercise any of these rights, contact us at team@fugiofundingnetwork.com.

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child under 18, we will promptly delete it.

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically. Your continued use of our services after any changes constitutes acceptance of the revised policy.

If you have questions about this Privacy Policy or our data practices, contact us at: