https://fugiofundingnetwork.com/blog Practical, no-BS writing on business funding, capital strategy, and minding your business. en-us https://fugiofundingnetwork.com/blog/what-is-a-fico-sbss-score-and-why-every-business-owner-should-understand-it https://fugiofundingnetwork.com/blog/what-is-a-fico-sbss-score-and-why-every-business-owner-should-understand-it Tue, 07 Jul 2026 20:35:30 GMT Turned down for a business loan even with solid personal credit? There's a score most owners have never heard of: the FICO SBSS. It blends your personal and business credit, and it quietly decides which financing you qualify for. Getting Funding Ready https://fugiofundingnetwork.com/blog/profitable-but-cash-strapped https://fugiofundingnetwork.com/blog/profitable-but-cash-strapped Mon, 06 Jul 2026 12:00:00 GMT A business can be profitable on paper and still struggle to make payroll. Revenue, profit, and available cash aren’t the same thing — and confusing them sends healthy companies hunting for expensive capital at the worst moment. Using Funding to Grow https://fugiofundingnetwork.com/blog/whats-the-best-type-of-funding-for-your-business https://fugiofundingnetwork.com/blog/whats-the-best-type-of-funding-for-your-business Tue, 30 Jun 2026 12:00:00 GMT There's no one-size-fits-all funding. The right product depends on your credit, revenue, time in business, and goals. We match business owners to the best of ten financing options and build a plan to qualify for better ones over time. Choosing the Right Funding https://fugiofundingnetwork.com/blog/the-state-of-business-funding-merchant-cash-advances-the-elephant-in-the-room https://fugiofundingnetwork.com/blog/the-state-of-business-funding-merchant-cash-advances-the-elephant-in-the-room Tue, 23 Jun 2026 12:00:00 GMT Merchant cash advances are fast, and that speed can cost you. The difference between growth and a debt treadmill comes down to one thing: a plan for what the money will do before you ever take it. https://fugiofundingnetwork.com/blog/the-doom-loop-short-term-money-long-term-problem https://fugiofundingnetwork.com/blog/the-doom-loop-short-term-money-long-term-problem Mon, 08 Jun 2026 12:00:00 GMT “I only needed one advance.” They never planned to take a second. A year later they’re juggling multiple payments. Short-term money isn’t the problem — using it without a plan is. Choosing the Right Funding https://fugiofundingnetwork.com/blog/capital-with-a-plan-the-philosophy-behind-fugio https://fugiofundingnetwork.com/blog/capital-with-a-plan-the-philosophy-behind-fugio Tue, 12 May 2026 12:00:00 GMT Why your capital strategy should begin before you ever apply for a loan. We don’t believe financing should begin with a lender. We believe it should begin with a plan. The Fugio Philosophy https://fugiofundingnetwork.com/blog/how-lenders-price-risk-what-moves-your-rate https://fugiofundingnetwork.com/blog/how-lenders-price-risk-what-moves-your-rate Fri, 17 Apr 2026 12:00:00 GMT Lenders don’t set your rate by looking at your credit score. They price one thing: how confident they are that they’ll get their money back. Everything else flows from that. Funding 101 https://fugiofundingnetwork.com/blog/best-funding-decisions-happen-before-the-application https://fugiofundingnetwork.com/blog/best-funding-decisions-happen-before-the-application Mon, 02 Mar 2026 12:00:00 GMT Most owners think financing begins with the application. By the time an application reaches a lender, the decisions that matter most have already been made. Funding 101 https://fugiofundingnetwork.com/blog/before-you-sign-merchant-cash-advance-cash-flow https://fugiofundingnetwork.com/blog/before-you-sign-merchant-cash-advance-cash-flow Fri, 20 Feb 2026 12:00:00 GMT A merchant cash advance isn’t the problem. Using one without a plan is. Before you sign, understand what the daily payments will do to your cash flow after the money arrives. Choosing the Right Funding https://fugiofundingnetwork.com/blog/why-mortgage-rates-arent-business-loan-rates https://fugiofundingnetwork.com/blog/why-mortgage-rates-arent-business-loan-rates Tue, 10 Feb 2026 12:00:00 GMT If you can finance a home at six percent, why does business financing cost more? A mortgage and a business loan solve different problems — lenders aren’t pricing money, they’re pricing risk. Funding 101